BNP Paribas is a leading bank in the European Union and a major player in the international banking market. The Group operates in 64 countries and employs nearly 180,000 staff, of whom over 144,000 are based in Europe. It operates in three key areas: Corporate Banking, Personal Banking and Services (Commercial, Personal Banking & Services), covering banking services for businesses and private customers, as well as several specialist entities, including BNP Paribas Personal Finance and Arval; Innovative Projects (IPS), covering savings, investment and protection products; and Corporate and Institutional Banking (CIB), focusing on corporate and institutional clients.

Building on its strong, diversified and integrated model, the Group supports all its customers (individuals, local authorities, entrepreneurs, SMEs, corporations and institutions) in carrying out their projects, offering them a wide range of financial, investment and savings products, as well as insurance cover. In Europe, BNP Paribas operates in four home markets: Belgium, France, Italy and Luxembourg.

The BNP Paribas Group implements its integrated banking model for businesses and retail customers in several Mediterranean countries, in Turkey, in Eastern Europe and through an extensive branch network in the western United States. As a major player in the international banking market, the Group has c